{"id":8086,"date":"2026-04-17T16:46:41","date_gmt":"2026-04-17T16:46:41","guid":{"rendered":"https:\/\/demo1.xpertixe.com\/index.php\/agent\/lisafitzpatric\/"},"modified":"2026-04-17T19:44:45","modified_gmt":"2026-04-17T19:44:45","slug":"lisafitzpatric","status":"publish","type":"agent","link":"https:\/\/demo1.xpertixe.com\/index.php\/agent\/lisafitzpatric\/","title":{"rendered":"lisafitzpatric"},"content":{"rendered":"

Four Things About Property That you really want… Badly<\/strong><\/p>\n

Every few years the housing market rewrites the rules, and buyers who learned<\/a> the last set of rules show up unprepared for the new ones. Right now, the rules have changed more than they have at any point in a generation<\/a>. The buyers who understand that are finding deals<\/a>. The ones who do not are making expensive mistakes.<\/p>\n

In markets where builders have added meaningful supply<\/a> in recent years, prices have pulled back. Phoenix, Austin, and parts of Florida saw corrections of ten to fifteen percent from peak levels in some submarkets. But those are the exceptions<\/a>. Most markets<\/a> are not working from excess; they are working from scarcity.<\/p>\n

Here is what that creates for someone who has done the work before they start looking: more room to negotiate than the market’s reputation suggests. The panic buyers are gone. The buyers who showed up with letters waiving inspections and offering a hundred thousand over asking have mostly sat back down. What remains is a more functional market, even if it is not a cheap one.<\/p>\n

Your credit score affects your rate more directly than most buyers realize<\/a>. The difference between a 680 score and a 760 score can mean a half-point<\/a> or more in rate. If your score has room to improve, give yourself three to six months to work on it before you begin in earnest.<\/p>\n

The appraisal is the lender’s<\/a> check, not yours. A low appraisal<\/a> means the buyer has to make up the gap in cash, renegotiate, or cancel. Ask your agent how common appraisal gaps have been in your target price range and neighborhood.<\/p>\n

Negotiation works best when it is quiet and well-prepared. Before you make an offer, find out whether there are other offers on the table or offers that have already fallen through. A listing with a history of two failed deals<\/a> in the past month is a fundamentally different negotiation<\/a> than a fresh listing in a neighborhood where homes sell in under a week.<\/p>\n

Real estate is illiquid. Buying and selling inside two years is almost always a money-losing proposition once you account for the full cost of both transactions<\/a>. None of that means do not buy. It means be honest about your time horizon before you commit.<\/p>\n

Real estate rewards preparation more than it rewards timing. Waiting for a better market is a reasonable position only if your personal situation supports it, otherwise you are just paying rent while prices hold. Start by browsing<\/a> current homes for sale and market resources<\/a> to build a realistic picture of your options.
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