{"id":8217,"date":"2026-04-18T01:19:18","date_gmt":"2026-04-18T01:19:18","guid":{"rendered":"https:\/\/demo1.xpertixe.com\/index.php\/agent\/lucileginder62\/"},"modified":"2026-04-18T03:50:17","modified_gmt":"2026-04-18T03:50:17","slug":"lucileginder62","status":"publish","type":"agent","link":"https:\/\/demo1.xpertixe.com\/index.php\/agent\/lucileginder62\/","title":{"rendered":"lucileginder62"},"content":{"rendered":"

Sell Hopes and Desires<\/strong><\/p>\n

There is a version of the housing market<\/a> story that gets told over and over, and it goes like this: prices are high, rates are high, nothing is affordable, and the only people buying are the ones with cash. That version is not wrong, exactly. It is just incomplete.<\/p>\n

Home prices at the national level have remained well above their pre-pandemic levels even as sales volume collapsed. The reason is supply. Homeowners<\/a> who locked in three percent mortgages in 2020 and 2021 have almost no incentive<\/a> to sell, which means the correction that many analysts<\/a> were expecting simply did not materialize the way the data suggested it should.<\/p>\n

Rafael is a name you might hear from a lot of agents right now, because the buyers getting deals done tend to have clear budgets<\/a> and stick to them. That is not a personality trait<\/a>. It is a preparation habit.<\/p>\n

Before you look at a single listing, get your financing<\/a> fully sorted. Not a rough estimate. Not a verbal confirmation from a loan officer you met once. A full pre-approval based on verified income, tax returns, bank statements, and a hard credit pull. Any agent worth working with will tell you the same thing: no pre-approval, no offer.<\/p>\n

If the report surfaces<\/a> problems that go well beyond normal wear and tear, you have three options, not one, and walking<\/a> away is a legitimate one of them. You can request a credit against the purchase<\/a> price to handle repairs yourself. Signing off on a failing roof or a bad HVAC<\/a> system is not the same house you made an offer on.<\/p>\n

Budget two to four percent of the purchase price for closing costs, on top of your down payment. First-time buyers often do not see the full closing cost picture until the Closing Disclosure arrives three days before settlement. Ask your lender for a Loan Estimate before you make any offers, so you can plan your cash position accurately<\/a>.<\/p>\n

For buyers with a real reason to be in a specific place for the foreseeable future, this market is full of opportunity that distracted or impatient buyers miss. The homes that are priced correctly<\/a> for current conditions<\/a> are still moving. They are going to the people who did the homework before they started looking at listings.<\/p>\n

Real estate rewards preparation more than it rewards timing. Nobody consistently calls the top or the bottom of a market, but buyers who show up informed and financially ready close deals in every cycle. Check up-to-date property listings<\/a> and see whether what is available matches what you have been planning for.<\/p>\n","protected":false},"featured_media":0,"comment_status":"open","ping_status":"closed","template":"","agent_location":[59],"agent_category":[],"class_list":["post-8217","agent","type-agent","status-publish","hentry","agent_location-miami"],"cmb2":{"_agent_contact_details":{"_agent_attached_user":"","_agent_featured":"","_agent_job":"","_agent_email":"lucileginder3252@masteremailsite.shop","_agent_website":"","_agent_phone":"6785925643","_agent_fax":""},"_agent_socials":{"_agent_socials":[{"network":"fab fa-pinterest"}]},"_agent_location":{"_agent_address":"4221 Hanifan Lane","_agent_map_location":{"address":"","latitude":"","longitude":""}}},"_links":{"self":[{"href":"https:\/\/demo1.xpertixe.com\/index.php\/wp-json\/wp\/v2\/agent\/8217","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/demo1.xpertixe.com\/index.php\/wp-json\/wp\/v2\/agent"}],"about":[{"href":"https:\/\/demo1.xpertixe.com\/index.php\/wp-json\/wp\/v2\/types\/agent"}],"replies":[{"embeddable":true,"href":"https:\/\/demo1.xpertixe.com\/index.php\/wp-json\/wp\/v2\/comments?post=8217"}],"wp:attachment":[{"href":"https:\/\/demo1.xpertixe.com\/index.php\/wp-json\/wp\/v2\/media?parent=8217"}],"wp:term":[{"taxonomy":"agent_location","embeddable":true,"href":"https:\/\/demo1.xpertixe.com\/index.php\/wp-json\/wp\/v2\/agent_location?post=8217"},{"taxonomy":"agent_category","embeddable":true,"href":"https:\/\/demo1.xpertixe.com\/index.php\/wp-json\/wp\/v2\/agent_category?post=8217"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}