{"id":8382,"date":"2026-04-18T07:49:49","date_gmt":"2026-04-18T07:49:49","guid":{"rendered":"https:\/\/demo1.xpertixe.com\/index.php\/agent\/rodgerfreund88\/"},"modified":"2026-04-18T09:23:06","modified_gmt":"2026-04-18T09:23:06","slug":"rodgerfreund88","status":"publish","type":"agent","link":"https:\/\/demo1.xpertixe.com\/index.php\/agent\/rodgerfreund88\/","title":{"rendered":"rodgerfreund88"},"content":{"rendered":"

Discover A quick Approach to Garden<\/strong><\/p>\n

There is a version of the housing market<\/a> story that gets told over and over, and it goes like this: prices are high, rates are high, nothing is affordable, and the only people buying are the ones with cash. That version is not wrong, exactly. It is just incomplete.<\/p>\n

Home prices at the national level have stayed stubbornly high even as financing costs<\/a> doubled<\/a> in under two years. The reason is supply. The locked-in effect has kept available inventory at historically low levels in most markets, which means the correction that many analysts<\/a> were expecting simply did not materialize the way the data suggested it should.<\/p>\n

Shantell<\/a> is a name you might hear from a lot of agents right now, because the buyers getting deals done tend to know exactly what they want and why. That is not a personality trait. It is a preparation habit.<\/p>\n

Shop at least three lenders before you commit to one. A quarter-point difference in your interest rate adds up to tens of thousands of dollars over the life of most home loans. Lender fees vary too. Request itemized fee schedules<\/a> so you can compare apples to apples.<\/p>\n

If the report surfaces<\/a> problems that go well beyond normal wear and tear, you have real choices, and walking away is a legitimate<\/a> one of them. You can ask the seller to repair specific items before closing. The one thing to avoid is accepting<\/a> everything uncritically<\/a> because you are afraid of losing the deal.<\/p>\n

Budget between two and five percent depending on your loan type and the state you are buying in. First-time buyers often do not see the full closing cost picture until the Closing Disclosure arrives<\/a> three days before settlement. Ask your lender for a Loan Estimate<\/a> before you make any offers, so you can plan your cash position accurately.<\/p>\n

Real estate is illiquid. If there is a reasonable chance you will need to move in two years, renting<\/a> is the financially rational choice. None of that means do not buy. It means be honest about your time horizon<\/a> before you commit.<\/p>\n

Real estate rewards preparation more than it rewards timing. Nobody consistently calls the top or the bottom of a market, but buyers who show up informed and financially ready close deals in every cycle. A look at real estate listings and pricing data<\/a> in your target area costs nothing and tells you a great deal.<\/p>\n","protected":false},"featured_media":0,"comment_status":"open","ping_status":"closed","template":"","agent_location":[66],"agent_category":[],"class_list":["post-8382","agent","type-agent","status-publish","hentry","agent_location-new-york"],"cmb2":{"_agent_contact_details":{"_agent_attached_user":"","_agent_featured":"","_agent_job":"","_agent_email":"rodgerfreund7162@emailsystems.shop","_agent_website":"","_agent_phone":"6148798328","_agent_fax":""},"_agent_socials":{"_agent_socials":[{"network":"fab fa-pinterest"}]},"_agent_location":{"_agent_address":"3722 Collins Avenue","_agent_map_location":{"address":"","latitude":"","longitude":""}}},"_links":{"self":[{"href":"https:\/\/demo1.xpertixe.com\/index.php\/wp-json\/wp\/v2\/agent\/8382","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/demo1.xpertixe.com\/index.php\/wp-json\/wp\/v2\/agent"}],"about":[{"href":"https:\/\/demo1.xpertixe.com\/index.php\/wp-json\/wp\/v2\/types\/agent"}],"replies":[{"embeddable":true,"href":"https:\/\/demo1.xpertixe.com\/index.php\/wp-json\/wp\/v2\/comments?post=8382"}],"wp:attachment":[{"href":"https:\/\/demo1.xpertixe.com\/index.php\/wp-json\/wp\/v2\/media?parent=8382"}],"wp:term":[{"taxonomy":"agent_location","embeddable":true,"href":"https:\/\/demo1.xpertixe.com\/index.php\/wp-json\/wp\/v2\/agent_location?post=8382"},{"taxonomy":"agent_category","embeddable":true,"href":"https:\/\/demo1.xpertixe.com\/index.php\/wp-json\/wp\/v2\/agent_category?post=8382"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}