{"id":8654,"date":"2026-04-20T13:53:30","date_gmt":"2026-04-20T13:53:30","guid":{"rendered":"https:\/\/demo1.xpertixe.com\/index.php\/agent\/lorenzohowarth\/"},"modified":"2026-04-20T16:44:33","modified_gmt":"2026-04-20T16:44:33","slug":"lorenzohowarth","status":"publish","type":"agent","link":"https:\/\/demo1.xpertixe.com\/index.php\/agent\/lorenzohowarth\/","title":{"rendered":"lorenzohowarth"},"content":{"rendered":"

Congratulations! Your Bathroom Is (Are) About To Cease Being Relevant<\/strong><\/p>\n

The real estate<\/a> market does not move in one direction nationwide<\/a>. It never has. What is happening in Austin is not what is happening in Cleveland. What is true for a three-bedroom in the suburbs<\/a> of Dallas has almost nothing to do with a two-bedroom in San Francisco. Before you do anything else, narrow your focus to the specific market you are shopping in and stop reading national<\/a> headlines as if they apply to you personally.<\/p>\n

Home prices at the national level have remained well above their pre-pandemic levels<\/a> even as sales volume collapsed<\/a>. The reason is supply. A seller who bought in 2021 at a three percent rate has nowhere affordable to go if they list today, which means the correction that many analysts were expecting simply<\/a> did not materialize the way the data suggested it should.<\/p>\n

Roosevelt is a name you might hear from a lot of agents right now, because the buyers getting deals done tend to have clear budgets and stick to them. That is not a personality trait. It is a preparation habit.<\/p>\n

Shop at least three lenders before you commit to one. A seemingly small rate difference adds up to tens of thousands of dollars<\/a> over the life of most home loans. Lender fees vary too. Do not compare rate quotes without also comparing origination fees, points, and closing costs.<\/p>\n

The inspection<\/a> is where the marketing copy meets reality. Be there with the inspector and ask questions throughout. A good home inspector will walk you through what they are finding as they go, and you will learn more about the property in three hours than in any number of showing visits.<\/p>\n

Budget two to four percent of the purchase price for closing costs, on top of your down payment. First-time buyers<\/a> are sometimes surprised by how much cash is required beyond the down payment itself. Ask your lender for a Loan Estimate before you make any offers, so you can plan your cash position accurately<\/a>.<\/p>\n

For buyers with the financial cushion to handle a repair bill without panic, this market is full of opportunity that distracted or impatient buyers miss. The homes that are right for a specific buyer’s<\/a> actual needs are still moving. They are going to the people who did the homework before they started looking at listings.<\/p>\n

Real estate rewards preparation more than it rewards timing. Waiting for a better market is a reasonable position<\/a> only if your personal situation supports it, otherwise you are just paying rent<\/a> while prices hold. Check up-to-date property listings<\/a> and see whether what is available matches what you have been planning for.<\/p>\n","protected":false},"featured_media":0,"comment_status":"open","ping_status":"closed","template":"","agent_location":[57],"agent_category":[],"class_list":["post-8654","agent","type-agent","status-publish","hentry","agent_location-los-angeles"],"cmb2":{"_agent_contact_details":{"_agent_attached_user":"","_agent_featured":"","_agent_job":"","_agent_email":"lorenzohowarth@globalemail.online","_agent_website":"","_agent_phone":"7847900308","_agent_fax":""},"_agent_socials":{"_agent_socials":[{"network":"fab fa-pinterest"}]},"_agent_location":{"_agent_address":"99 Gloddaeth Street","_agent_map_location":{"address":"","latitude":"","longitude":""}}},"_links":{"self":[{"href":"https:\/\/demo1.xpertixe.com\/index.php\/wp-json\/wp\/v2\/agent\/8654","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/demo1.xpertixe.com\/index.php\/wp-json\/wp\/v2\/agent"}],"about":[{"href":"https:\/\/demo1.xpertixe.com\/index.php\/wp-json\/wp\/v2\/types\/agent"}],"replies":[{"embeddable":true,"href":"https:\/\/demo1.xpertixe.com\/index.php\/wp-json\/wp\/v2\/comments?post=8654"}],"wp:attachment":[{"href":"https:\/\/demo1.xpertixe.com\/index.php\/wp-json\/wp\/v2\/media?parent=8654"}],"wp:term":[{"taxonomy":"agent_location","embeddable":true,"href":"https:\/\/demo1.xpertixe.com\/index.php\/wp-json\/wp\/v2\/agent_location?post=8654"},{"taxonomy":"agent_category","embeddable":true,"href":"https:\/\/demo1.xpertixe.com\/index.php\/wp-json\/wp\/v2\/agent_category?post=8654"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}