{"id":9212,"date":"2026-04-25T10:21:34","date_gmt":"2026-04-25T10:21:34","guid":{"rendered":"https:\/\/demo1.xpertixe.com\/index.php\/agent\/eduardotunnecl\/"},"modified":"2026-04-25T12:45:27","modified_gmt":"2026-04-25T12:45:27","slug":"eduardotunnecl","status":"publish","type":"agent","link":"https:\/\/demo1.xpertixe.com\/index.php\/agent\/eduardotunnecl\/","title":{"rendered":"eduardotunnecl"},"content":{"rendered":"

I Don’t Want To Spend This Much Time On Housing. How About You?<\/strong><\/p>\n

Every few years the housing market rewrites<\/a> the rules, and buyers who learned the last set of rules show up unprepared<\/a> for the new ones. Right now, the rules have changed more than they have at any point in a generation. The buyers who understand that are finding deals. The ones who do not are making expensive mistakes.<\/p>\n

Home prices at the national level<\/a> have held close<\/a> to their peaks despite a sharp rise<\/a> in mortgage rates<\/a>. The reason is supply. A seller who bought in 2021 at a three percent rate has nowhere affordable to go if they list today, which means the correction<\/a> that many analysts were expecting simply did not materialize the way the data suggested it should.<\/p>\n

Dante is a name you might hear from a lot of agents right now, because the buyers getting deals done tend to have clear budgets<\/a> and stick to them. That is not a personality trait. It is a preparation habit<\/a>.<\/p>\n

Shop multiple loan officers to compare rates and fees. A 0.25 percent gap between two lenders’ quotes<\/a> adds up to real money that most buyers leave on the table by taking the first offer they receive. Lender fees vary too. Ask each lender for a Loan Estimate document, which breaks down all costs in a standardized format<\/a>.<\/p>\n

The appraisal is the lender’s check, not yours. When the appraisal comes in below contract, the deal does not automatically die, but it does require a decision. Ask your agent whether recent comparable sales<\/a> support the price you are offering<\/a>.<\/p>\n

Budget enough to cover origination fees, title, escrow, prepaid<\/a> taxes, and insurance without being caught short at the table. First-time buyers routinely underestimate this number. Ask your lender for a Loan Estimate with a realistic purchase price so the numbers reflect what you are actually going to face.<\/p>\n

Real estate is illiquid. If there is a reasonable chance you will need to move in two years, renting is the financially rational choice. None of that means do not buy. It means be honest about your time horizon before you commit.<\/p>\n

The buyers who come out ahead in this market are not the ones who waited for perfect conditions. They are the ones who got their finances in order early. If you are ready to take that step, real estate listings and buyer tools<\/a> are a practical starting point.<\/p>\n","protected":false},"featured_media":0,"comment_status":"open","ping_status":"closed","template":"","agent_location":[57],"agent_category":[],"class_list":["post-9212","agent","type-agent","status-publish","hentry","agent_location-los-angeles"],"cmb2":{"_agent_contact_details":{"_agent_attached_user":"","_agent_featured":"","_agent_job":"","_agent_email":"eduardo_tunnecliffe@myemailhostonline.shop","_agent_website":"","_agent_phone":"3550415889","_agent_fax":""},"_agent_socials":{"_agent_socials":[{"network":"fab fa-pinterest"}]},"_agent_location":{"_agent_address":"Via Piave 144","_agent_map_location":{"address":"","latitude":"","longitude":""}}},"_links":{"self":[{"href":"https:\/\/demo1.xpertixe.com\/index.php\/wp-json\/wp\/v2\/agent\/9212","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/demo1.xpertixe.com\/index.php\/wp-json\/wp\/v2\/agent"}],"about":[{"href":"https:\/\/demo1.xpertixe.com\/index.php\/wp-json\/wp\/v2\/types\/agent"}],"replies":[{"embeddable":true,"href":"https:\/\/demo1.xpertixe.com\/index.php\/wp-json\/wp\/v2\/comments?post=9212"}],"wp:attachment":[{"href":"https:\/\/demo1.xpertixe.com\/index.php\/wp-json\/wp\/v2\/media?parent=9212"}],"wp:term":[{"taxonomy":"agent_location","embeddable":true,"href":"https:\/\/demo1.xpertixe.com\/index.php\/wp-json\/wp\/v2\/agent_location?post=9212"},{"taxonomy":"agent_category","embeddable":true,"href":"https:\/\/demo1.xpertixe.com\/index.php\/wp-json\/wp\/v2\/agent_category?post=9212"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}